First-Time Homebuyers

Minneapolis is known for bicycles and coffee… get them both at Angry Catfish Bicycle Shop + Coffee Bar!

. . . very unique shop called The Angry Catfish. With no apparent connection to its name, this is a bike shop, with a coffee shop (or a coffee shop,...
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Questions you may not think your loan officer should ask……….

There are several questions that loan officers will ask during the process of getting your mortgage done.  Some you may think are none of their business!  Some of them are...
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Is it the right time to buy a house?

This is the question that I get asked more than most – other than maybe "what are interest rates going to do?".  It's really hard to answer either question as...
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What not to do before your closing…….

Getting a new mortgage seems simple enough – qualify for the payment and have the money for the down payment, right?  Once you are qualified and have written a purchase...
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No money for a down payment?

For many potential home buyers, the biggest issue is the down payment.  There are several options for people to buy with zero down or very low down payments.  Some do...
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New limits for FHA financing in 2016

Every year FHA adjusts their maximum financing limits.  The limits are based on a percentage calculation of the national conforming loan limit.  This year the minimum loan amount in low...
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Does an FHA loan make sense for me?

Lately I have had several new buyers that have questioned whether they should use an FHA loan or not.  For some, it may be the only option, for others, they...
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Are you ready to buy a home?

That is a big question and there are some clues for you to consider!  Rents are increasing and making many renters think seriously about buying a home instead of continuing...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.