First-Time Homebuyers

Homebuying Mythbusters… buying a home isn’t so scary once you know the facts

With Halloween coming tomorrow I couldn't resist sharing this infographic from Keeping Current Matters… Sharlene Hensrud, RE/MAX Results -  First-time Homebuyer Realtor The HomesMSP Team - Sharlene, John, Angela – Minneapolis-St. Paul Realtors...
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Which program is better?

Since Fannie Mae came back with their 3% down program and FHA allows 3.5% down – which is better?  There are reasons to use both programs.  It will depend on...
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Some home buying myths….

Home buyers tend to make assumptions about the home buying process, especially about down payments.  The truth is that since 2008, there have been some major regulation changes that have...
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What’s a mortgage credit certificate?

One of the program's with Minnesota Housing is a mortgage credit certificate.  This allows the homeowner to get a mortgage tax credit on your tax return.  For some people it...
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What recent first-time homebuyers had to say about their experience with Sharlene and Angela of HomesMSP

At a recent closing with first-time home buyers my happy buyer spontaneously sent me the following message, telling me I could use it however I wanted. I decided to share...
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Fannie Mae’s HomeReady Program

Fannie Mae is changing their My Community program and replacing it with a program called HomeReady.  It's very similar to the My Community program, still 3% down which helps many...
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Eden Prairie down payment assistance program

This program has been available for some time but I just learned about it this summer! A client of mine asked about it and I did some research for him....
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Why lenders want so much more information?

It's not a secret that mortgage lenders ask for a lot of information. It's also not a secret that some banks or mortgage company's may ask for more information than...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.