Leslie Vanderwerf

VA Loans

Since Monday is Memorial Day, I thought it was a great time to say thank you to those that have served our country, especially those that lost family members while...
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signing a contract

What is an escrow account?

In real estate transactions, unfamiliar terms can throw off a homebuyer or seller. Escrow is a term you may have heard before, especially when buying or selling a home. But...
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house and money

Down Payment Assistance

Many people want to buy a home but saving money for a down payment can be difficult. Part of qualifying for a mortgage is having enough income to qualify for...
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Fed raises rates .25 point

This was the 10th straight interest rate hike from the Fed and was expected. However, this may be the last increase this year. This doesn’t mean mortgage rates will increase....
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mortgage interest rates

Mortgage Pricing

Recently there has been a lot of discussion in the news about changes made by the Federal Housing Finance Agency (FHFA) regarding interest rates. Fannie Mae and Freddie Mac have...
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Are you waiting for home prices to drop?

So many people I talk with are saying they think home prices are going drop. Every area is different but in the Minneapolis St Paul area, homes seem to be...
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Use your tax refund for a down payment

There are lots of different ways to save money for a down payment. One way is your tax refund! If you are getting a tax refund this year, consider using...
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How to turn your loan approval into a denial

One of the most important steps in buying a home is getting your mortgage approval. But did you know that the loan approval can change to a denial if you...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.