First-Time Homebuyers

6 credit report red flags

Mortgage companies want to see your credit report and they want to see established credit.  For some, the first time a credit report is pulled is at the mortgage company...
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Finding the perfect house!

How do you decide what the perfect home is?  One thing to consider and probably the most important thing is price.  You want to know how much you can qualify...
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Conventional over government loans?

Government loans (VA, FHA and USDA) have been the most popular minimum down mortgages for a long time.  They have allowed zero to 3.5% down, flexible guidelines and allowed many...
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How to get your offer accepted!

With the current market in this area, homes seem to be flying off the market the day they appear on the MLS!  It's not quite that bad, but if homes...
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The most important mortgage documents you’ll sign at closing

When you are closing on a home, it seems like there are a million forms to sign. From the purchase agreement at the beginning to the mortgage application forms to...
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Ideas to ease home buying stress

Many potential home buyers have a lot of misconceptions about the home buying process and what it takes to get a mortgage.  Many think it is actually more difficult to...
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First time homebuyer help……..

Buying your first home is very exciting but can also be very scary!  Lately I have had several clients that are buying their first home and all have had lots...
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Mortgage terms………

It seems like every business has it's own language and the mortgage industry is no different – but for those buying homes, it can be confusing!!  Especially if there are...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.