First-Time Homebuyers

Baby Boomers and Milennial first-time homebuyers have more in common than you might think

I think of Baby Boomers and Millenials as the 'bookends' of the home market, the two largest age groups who both are getting seriously into the real estate market for...
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Fannie Mae Homeready program changes

Fannie Mae came out with the Home Ready program in December 2015, replacing the My Community Program.  Home Ready is a 3% down conventional program designed to help people get...
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Still renting because you don’t think you qualify to buy? Don’t be so sure!

Here are three reasons to consider buying a home… now! Interest rates are still in the 3% range... still the lowest range in history Credit score and down payment requirements...
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Is Brexit going to effect mortgage rates?

Britain shocked many by exiting from the European Union, that shocked investors and had many investors flocking to US mortgage bonds. That in turn dropped mortgage rates this week! So...
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What’s a USDA mortgage?

For those buying just outside a metro area, a USDA mortgage may be a great way to buy a home!  USDA (or rural development) mortgages are zero down – the...
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Are you ready to buy?

Are you a first time homebuyer? Are you thinking about buying that first home?  It's a scary thought but very exciting at the same time.  I teach the mortgage section...
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Can you be approved for a mortgage?

There are ways to help you qualify for a mortgage that you may not think about – or even realize can help you.  Most of us think of the common...
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Picking the best mortgage

First time homebuyers have lots of questions about this simply because they do not know the questions to ask or what the mortgage process is like.  Frequently I will hear...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.