Buying a Home

Raindrops Keep Falling on My Head

Rain is falling.  Spring is stalling!  Here in Minnesota, we had been enjoying some absolutely fantastic Spring weather.  Warm breezes and sunny skies were setting all sorts of records.  We were spoiled, thinking we...
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Historic Mortgage Interest Rates

Are mortgage rates really as low as all the hype? See for yourself in this chart of average annual interest rates on 30-year fixed rate mortgages since 1971… data from...
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Tra-la, it’s May! Now what?

It's May… spring flowers are in bloom and qualifying for the homebuyer tax credit is history. So what happens now? There are probably as many opinions as there are people, but...
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What will you miss the most if you move?

Spring is in the air… and along with the re-feathering  of bird's nests often come dreams of making a housing move. Especially with the tax credit soon coming to an...
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New financing and short sale guidelines effective today

FHA Upfront MIP  increases from 1.75% to 2.25% Effective today for all new FHA mortgage files, the upfront mortgage insurance premium increases by one-half percent, from 1.75% to 2.25%. This translates to an...
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Does a short sale have to be approved by April 30th to qualify for the tax credit?

No. You must have a Purchase Agreement signed and delivered by both parties by April 30, 2010, but contingencies do not have to be met by that date. This includes...
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Planning to write an offer? Don’t forget these three things…

When I got a call Saturday afternoon that an offer was coming in on one of my listings, the agent said her buyers told her they were planning to make an...
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How long should you keep financial records?

If you are busy tossing things as you prepare to move and are trying to decide what financial records you should keep and what you can shred you may find this timeline from Bankrate.com useful. FINANCIAL...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.