Buying a Home

How much cash do I need?

A question I am often asked by potential buyers is “How much cash do I need to buy a house”? While mortgages now usually require at least a 3% down...
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Renovations

It seems that when people learn I’m a Realtor they first ask about the market…then they often talk about how much they love HGTV shows about home renovations, decorating, flipping...
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Dreams Shattered…Dreams Come True

We have been hearing so much lately about the devastating effects of foreclosures, and just last week Governor Pawlenty said that the state will increase foreclosure-prevention help. See the bottom...
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Qualifying for your mortgage

After reading recent news articles, many prospective homebuyers are surprised how easy it is to qualify for home financing today.  It’s the job of a loan officer to help you...
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The Taxman Cometh…homeowner benefits

As I was out reviewing a property for a client this afternoon I saw the above sign and was reminded that some of the benefits of home ownership come at...
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The value of a good credit score.

A good credit score has always been important, but today it’s more valuable than ever. In the past, if you were getting a mainstream conforming conventional mortgage (not sub-prime), the...
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Common Buyer Questions

Buyers often do not fully understand the role a real estate agent plays in the homebuying process. Here are answers to some common questions. Why use a Realtor to help...
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Where do I begin? …for buyers

Whether you are buying your first home or any one thereafter, the process starts in the same place…assessing what is available for sale that fits your needs and how much...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.