Buying a Home

For your protection…include CO detector in your purchase agreement

Does your home have carbon monoxide detectors? Reuben advised us of the New Minnesota requirement for carbon monoxide alarms in his July 29 post. This new requirement became effective August...
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Cancelling a Purchase Agreement

Although most purchase agreements follow through to closing, there are some times when it makes sense to cancel. It shouldn’t be taken lightly, but when it doesn’t feel right it’s...
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Short Sale Progress…Closed!

I promised a final progress update on the short sale offer made by clients back in February.  Except for the wait the process until closing last week was L-O-N-G but...
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Do I need title insurance?

When you buy a home or piece of property it is legally required that the history of the property be searched prior to closing for any any exisiting rights or...
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Preparing for Closing

In addition to getting ready to move, here are a few things to get ready for closing. Consolidate Funds – You will need certified funds to make whatever payment you...
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Things you will need when you apply for a mortgage

People often have questions about applying for a mortgage…sometimes worrying if they will qualify and often wondering about what information they will be asked to provide when they talk to...
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Short Sale Progress

Back in March I talked about short sales and The Waiting Game. We were waiting for a response on my clients’ offer to purchase a short sale property and at...
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Buying a Condo with FHA/VA Financing

With all of the recent changes in financing, condos are no longer eligible for 100% conventional financing. My experience has been that conventional financing requires a 10% down payment in...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.