Buying a Home

Preparing for Closing

In addition to getting ready to move, here are a few things to get ready for closing. Consolidate Funds – You will need certified funds to make whatever payment you...
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Things you will need when you apply for a mortgage

People often have questions about applying for a mortgage…sometimes worrying if they will qualify and often wondering about what information they will be asked to provide when they talk to...
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Short Sale Progress

Back in March I talked about short sales and The Waiting Game. We were waiting for a response on my clients’ offer to purchase a short sale property and at...
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Buying a Condo with FHA/VA Financing

With all of the recent changes in financing, condos are no longer eligible for 100% conventional financing. My experience has been that conventional financing requires a 10% down payment in...
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Contingent Offers

Most offers to purchase a property include some contingencies…conditions which must be met before the purchase agreement becomes totally binding or the agreement is cancelled and the earnest money is...
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Making an Offer to Buy a Home

When you have found a home you want to buy, the next step is to make an offer. In Minnesota, that means writing a Purchase Agreement. Much of the information...
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Is it time to make an offer?

A hard part about being a buyer in the seller’s market a few years ago was how quickly you had to make a decision on a property. When a new...
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Shopping Neighborhoods

It’s common (and wise) for buyers to ask questions about a neighborhood where they are considering buying, especially when they have never lived in the neighborhood before. Even if you...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.