Buying a Home

Qualifying for your mortgage

After reading recent news articles, many prospective homebuyers are surprised how easy it is to qualify for home financing today.  It’s the job of a loan officer to help you...
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The Taxman Cometh…homeowner benefits

As I was out reviewing a property for a client this afternoon I saw the above sign and was reminded that some of the benefits of home ownership come at...
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The value of a good credit score.

A good credit score has always been important, but today it’s more valuable than ever. In the past, if you were getting a mainstream conforming conventional mortgage (not sub-prime), the...
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Common Buyer Questions

Buyers often do not fully understand the role a real estate agent plays in the homebuying process. Here are answers to some common questions. Why use a Realtor to help...
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Where do I begin? …for buyers

Whether you are buying your first home or any one thereafter, the process starts in the same place…assessing what is available for sale that fits your needs and how much...
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It’s a great time to buy a home.

There have been many mortgage guideline changes in recent months, but there is currently money available at relatively low, fixed interest rates for those homebuyers who want to take advantage...
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Signs

As I reflect over the past week it seems that I have been seeing signs…    …signs that spring is coming in spite of the long hold winter has held...
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The Silver Lining

One of the big reasons for the current state of our real estate market has been declining affordability. With home values outgrowing income almost three-to-one from 1992 to 2005, it...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.