Lou Auger

Comparing Mortgage Companies (overview)

Unless you are willing to spend hours learning the detailed nuances of home financing, you may find that the main ingredient in choosing a Loan Officer and Mortgage Company is...
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Buying non-contingent when you have a house to sell

It can be very advantageous if you are willing to put in a little extra time and effort to determine if it is a feasible option for you.  The planning...
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Little or no downpayment

The news media today often makes it sound like homebuyers who can afford the monthly payment, still can’t find home financing.  That couldn’t be farther from the truth.  In reality,...
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Federal Housing Administration (FHA) Mortgage Insurance Premiums (MIP)

MIP fees serve the same purpose for FHA mortgages as Conventional Private Mortgage Insurance (PMI) fees serve for Conventional mortgages.  The fees cover some of the losses incurred when mortgagors...
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Removing Private Mortgage Insurance (PMI)

Every time I discuss Private Mortgage Insurance (PMI) with potential homebuyers, the first two questions I’m asked are “Why do we need PMI” and “How long do we have to...
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VA financing

When a veteran has less than a 20% downpayment available, a Veterans Administration (VA) guaranteed mortgage is often an excellent choice.  For many years, conventional financing options were so favorable...
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Buy now or wait?

When to purchase a home, is one of the most common concerns homebuyers have in today’s market.  The decision must be yours, but here are some things I suggest you...
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FHA financing

When someone has less than a 20% downpayment available, a Federal Housing Administration (FHA) insured mortgage is often an excellent choice.  For many years, conventional financing options were so abundant...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.