By

Lou Auger

Fixed Rate or Adjustable Rate Mortgage?

When people come to me for their mortgage, they have often already made their decision between a Fixed Rate and Adjustable Rate Mortgage (ARM).  These are some of their comments:...
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Qualifying for your mortgage

After reading recent news articles, many prospective homebuyers are surprised how easy it is to qualify for home financing today.  It’s the job of a loan officer to help you...
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The value of a good credit score.

A good credit score has always been important, but today it’s more valuable than ever. In the past, if you were getting a mainstream conforming conventional mortgage (not sub-prime), the...
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It’s a great time to buy a home.

There have been many mortgage guideline changes in recent months, but there is currently money available at relatively low, fixed interest rates for those homebuyers who want to take advantage...
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Sharon and John Hensrud

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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.