The HomesMSP Blog

New financing and short sale guidelines effective today

FHA Upfront MIP  increases from 1.75% to 2.25% Effective today for all new FHA mortgage files, the upfront mortgage insurance premium increases by one-half percent, from 1.75% to 2.25%. This translates to an...
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Sunday’s Site – Cathedral of St. Paul, National Shrine of the Apostle Paul

NOTE: see the bottom of Sunday's Site posts for homes for sale in the area One of the most distinctive cathedrals in the United States, the Cathedral of Saint Paul sits perched on Cathedral...
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Staging Outside

Whenever we hear the word "home staging" we tend to think about the inside of a home.  I visited a new Client this week to give her advice on what...
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Does a short sale have to be approved by April 30th to qualify for the tax credit?

No. You must have a Purchase Agreement signed and delivered by both parties by April 30, 2010, but contingencies do not have to be met by that date. This includes...
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Keeping your credit scores high!

Credit scores are huge in the mortgage world.  They affect your interest rate, mortgage program and even your chances of underwriting approval.  They can also affect your homeowners insurance premium...
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Wednesdays Unplugged – Sauteed Spinach with Garlic and Pine Nuts

NOTE: I spend my Wednesdays Unplugged from appointments. It's my day to stay home, enjoy cooking and welcome our kids and grandkids for dinner in the evening. We end our meal with quotes...
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Gas Appliance Connectors

Two weeks ago I wrote a blog about the most common places to find gas leaks, and I said I'd follow up with a blog about gas connectors – those...
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Planning to write an offer? Don’t forget these three things…

When I got a call Saturday afternoon that an offer was coming in on one of my listings, the agent said her buyers told her they were planning to make an...
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Sunday’s Site – Minneapolis Central Public Library

NOTE: see the bottom of Sunday's Site posts for homes for sale in the area When the new Minneapolis Central Library opened in 2006 I was impressed with the stunning design by architect Cesar...
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Lead Based Paint

Beginning April 2010, federal law will require that Contractors performing renovation, repair and painting projects that disturb lead-based paint in homes, child care facilities and schools built before 1978 to...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.