By

Leslie Vanderwerf

6 Basic things you should know about your credit scores

I look at credit reports every day and also get asked questions about them daily!  Here are some things you should be aware of regarding your credit score. What is...
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How to build equity in your home

For many years, homeowners would use the equity in their home to buy things- they would refinance and take out cash to pay off credit cards, cars or maybe do...
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Things that can drive your mortgage rate higher

The newspaper and the internet shows all these great mortgage interest rates, but when you call, your rate is higher? Why? What drives your rate higher than what is published?...
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News for those with no credit scores

Fannie Mae rolled out changes this month for those that do not have credit scores.  Prior to this update, borrowers with no credit score had to have their loan application...
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How much home can I buy?

With low interest rates, there are many people that are looking at buying their first home.  Rents are trending up and so it's a great time to look into buying....
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Fed met this week – economic update!

The Federal Reserve met this week to discuss monetary policy and there was a vote to see if they should raise interest rates.  They voted not to raise rates, but...
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Should you pay off your mortgage early?

Making extra payments on your mortgage may sound like a great idea and for some it is, but maybe not everyone.  The thought of paying off your mortgage early can...
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I’m changing jobs, can I get a mortgage?

Getting a mortgage during a job change happens frequently, it may simply be that you are relocating with the same employer and want to buy to avoid moving twice.  For...
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