By

Leslie Vanderwerf

Is it time to buy a second home?

I have had a couple calls recently from clients that are thinking about buying a vacation home.  Maybe it's a good time to think about that!  Interest rates are great,...
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Changes for MN Housing programs

Minnesota Housing has announced some changes to their programs.   One of the changes that will help people affects the pricing for MN Housing loans. Both FHA and conventional loans...
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Programs to help first time homebuyers

There are some specialty programs geared towards first time homebuyers and some will also help those that are trying to buy their second or third home!  Some of these programs...
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Student loans? Trying to get a mortgage?

So many people come out of college with student loans – whether you have graduated or not!  Depending on your income you may not have to make payments right away...
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Can you buy a home after a bankruptcy?

I have had several people ask about buying a home after a bankruptcy or a foreclosure.  I have also had people think that they could never buy a home due...
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Fannie Mae Homeready program changes

Fannie Mae came out with the Home Ready program in December 2015, replacing the My Community Program.  Home Ready is a 3% down conventional program designed to help people get...
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My appraisal is low, now what?

With home prices increasing, what happens when the home doesn't appraise high enough?  What options do you have? A home appraisal is done by licensed professionals to determine a home's...
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Should you refinance? again?

Mortgage rates seem to be continuing to drop so should you refinance, maybe for the 2nd or 3rd time?  As always, you want to attempt to lower your payment, but...
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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.