By

Leslie Vanderwerf

FHA credit scores

FHA has always been a great loan for those that have had some credit issues.  In the past few years, most lenders wanted to see a 620-640 credit score for...
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Is Brexit going to effect mortgage rates?

Britain shocked many by exiting from the European Union, that shocked investors and had many investors flocking to US mortgage bonds. That in turn dropped mortgage rates this week! So...
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What’s a USDA mortgage?

For those buying just outside a metro area, a USDA mortgage may be a great way to buy a home!  USDA (or rural development) mortgages are zero down – the...
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Are you ready to buy?

Are you a first time homebuyer? Are you thinking about buying that first home?  It's a scary thought but very exciting at the same time.  I teach the mortgage section...
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I’m self employed, can I get a mortgage?

I have been working with several self employed borrowers lately – the first question some ask is "can I even get a mortgage?".  The easy answer is yes – depending...
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Can you be approved for a mortgage?

There are ways to help you qualify for a mortgage that you may not think about – or even realize can help you.  Most of us think of the common...
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VA loans

Since Monday is Memorial Day, I thought is was a great time to remember VA mortgages!  A VA mortgage is a great way to purchase a home for those with...
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Does it make sense to refinance?

I've had more calls lately with questions on refinancing and if it would make sense.  My answer usually starts with the question – how long are you going to be...
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