By

Leslie Vanderwerf

Buy now with private mortgage insurance or keep saving?

There are many that believe you need 20% down to buy a home, that is not the case but you will need private mortgage insurance (PMI).  What is PMI? Private...
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How to deal with a mortgage if you are divorcing or separating?

Divorces are not fun, no one gets married to get divorced, but they do happen.  Many married couples also own a home. What happens to the house when you divorce?...
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First time homebuyer? Here are some ideas to help you….

Are you looking at your first home?  Do you have lots of questions and aren't sure which way to go?  Here are some suggestions to help you through the homebuying...
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mortgage rate updates

The Federal Reserve met this week and did not change interest rates.  This was their first meeting in 2017 and the vote was unanimous to keep rates at the current...
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FHA fee cut cancelled – at least for now

On January 9th, HUD announced a cut in the annual (monthly) mortgage insurance fee – it was going from .85% to .60% effective with closings on January 27, 2017. It...
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Five ways to improve your financial health

It's the beginning of the year and it's that time where everyone thinks about goals for the new year.  Many are thinking about ways to improve their own health by...
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Mortgage banker vs mortgage broker

There are many places to get a mortgage, you can go to a bank, mortgage lender or a mortgage  broker.  How do you know where to start? What's the difference?...
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Mortgage updates for 2017

Fannie Mae and Freddie Mac did make some changes that may affect you for 2017, some may make it easier to get a mortgage, some might not. Fannie Mae has...
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