Homeowner’s Insurance

Rising home insurance rates are causing issues in the real estate market… how much have they risen in your state?

Nationally, insurance rates rose 11.3% last year as home insurance costs have been rising steadily as climate risks and natural disasters rise. Over the last 5 years they have risen...
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HOA insurance changes could lead to inability to buy or sell units

There have been changes in homeowners insurance because of an increase in claims due to severe weather such as wind and hail. Last fall I wrote about how overhanging tree...
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Overhanging tree branches make home uninsurable

Severe weather claims have stopped some home insurance companies from even selling homeowners insurance in states such as Florida and California. In Minnesota, increased storm activity has caused more scrutiny...
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An Overview of HO6 Insurance… coverage and benefits

HO6 insurance, commonly referred to as condo or townhouse insurance, provides essential coverage to property owners. Unlike traditional homeowners insurance that covers the entire structure, HO6 insurance is designed to...
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Fire Damage

Why do you need HO6 insurance if you buy a condo or townhouse?

When you buy a condo or townhouse your association likely has a master insurance policy that covers the whole complex. Although it usually includes coverage for individual units it is typically what...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.