When you are getting a mortgage, the underwriter will want to verify all the cash used for closing. If you are going to be short, you may want to see...Read More
There are several different programs for first time homebuyers. Many first time homebuyers will use FHA mortgages since they only require 3.5% down. That is now one of the lowest...Read More
As we get more information regarding the new HARP guidelines with easier rules, we are also seeing tougher underwriting for most mortgage programs! We are still waiting for most of...Read More
When shopping for a lender the first thing that often comes to mind to compare is rates, but that is only part of the picture. Lower rates often mean higher fees...Read More
This week Fannie Mae and Freddie Mac released the new revised guidelines for HARP II. HARP is the Home Affordable Refinance Program that was started in April 2009. Last month...Read More
Short sales are becoming more and more common. The one thing that they are not is "short" as far as time goes!! A short sale means that the seller is...Read More
The Federal Reserve Board had it's meeting this week and on Wednesday announced that they were leaving interest rates unchanged. The plan for now is to leave the Federal Funds...Read More
The government annouced changes to the HARP program (Home Affordable Refinance Program) on Monday. These changes were made to allow more homeowners to refinance more easily. The changes look like they...Read More
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