Financing

What makes mortgage rates change?

Mortgage interest rates are not set by the banks, lenders or brokers.  The rates are based on mortgage-backed securities that trade like regular stocks and bonds.  Basically, if the securities...
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What happens if your mortgage loan is denied?

So you are in the process of buying a new home and find out that your loan was just denied.  Now what??? First of all, talk to your loan officer...
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Comparing costs and rates

With mortgage rates at all time lows, homeowners are refinancing if at all possible!  For those that are looking at refinancing or at buying a home it pays to compare...
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How to go from “approved” to “unapproved”!

Once you get your mortgage approval, everything is good, right??  NO!  Mortgage approval is still based on the three areas of credit, income and equity.  However now more than ever,...
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VA funding fee changes

Everything else keeps changing – why not VA loans too!!  However, these changes will save you some money! The VA funding fee (a fee that is charged on all VA...
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Mortgage rates

Mortgage rates are staying low for now – if you had asked me about rates 3 months ago and said that you wanted a 30 yr fixed rate at 4%, I might...
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Locking in your interest rate…..

Mortgage interest rates change daily, hourly, sometimes by the minute!  Mortgage rates are like the stock market, they are constantly changing.  The pricing that is there in the morning is...
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What happens after a foreclosure or bankruptcy?

So can you ever buy a home again after a foreclosure?  What happens if you file bankruptcy?  I have had clients call asking if they can ever do anything and...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.