Lenders are asking for more explanations than we have in the past. Several years ago we used to get a letter of explanation regarding for many things and that went...Read More
I have been asked more than once if you still have to have 20% (or more) down in order to buy a home. I think with so many different stories...Read More
You have made the big decision! It's time to buy a home….now what? Once you decide you want to buy a home, you need to talk with a loan officer...Read More
Congress voted to extend the payroll tax deduction portion of the Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010. The measure cuts payroll taxes by 2% during...Read More
If you are using FHA financing it's important to understand why some properties may raise red flags and not be approved for FHA financing even if the listing says they...Read More
HUD has extended the anti-flipping rule through December 2012. FHA rules prohibit insuring a mortgage on a home that the seller has owned for less than 90 days. The extension...Read More
In the mortgage world, it seems like this past year flew by!! Over the last couple of years, it has been a constant world of change and 2011 wasn't any...Read More
The housing market has changed dramatically over the last couple of years. Home prices are lower than ever and interest rates are as low as we have seen in years! ...Read More
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