Which is better for you? Which one is cheaper? It really depends on you, your credit score, your down payment and sometimes even the property you want to buy. Both...Read More
Many of my clients that are buying homes are finding themselves in multiple offer situations. Because of the inventory, low home prices and low interest rates, we are seeing many...Read More
Home Affordable Refinance Program (HARP) is a program that started in 2009 and was designed to stimulate the economy. It is a government backed refinance program to help borrowers that...Read More
Underwriting and policy changes are common occurrences in mortgage lending. Fannie Mae, Freddie Mac, and FHA/VA usually dictate what the rest of the industry does and the changes affect everyone. HUD sent...Read More
Wanting to buy a home and being able to afford a home are two different things! Wanting to buy is easy! Many people want to buy a home, but what...Read More
When I get asked what are current mortgage rates, usually my answer is either let me ask you some questions or a very vague "about 3.75%" or something like that. ...Read More
This is really just a reminder, but I want to make sure that if you are looking at homes, you remember that date!! Any case numbers ordered on or after...Read More
Credit score requirements for getting a mortgage are more important than ever and most lenders now require a score of at least 640 to get financing approval. Your interest rate will...Read More
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