Financing

What documentation do you need for a mortgage?

One of the most frequent questions I get is what do you need from me?   I will get a phone call or email from someone that wants to buy a...
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Mortgage rates predicted to increase through 2014

How do you plan for this and what will really happen?  The reality is no one really knows where interest rates will go but the Mortgage Bankers Association does predict...
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Is it time to refinance?

Many homeowners have refinanced over the last few years as interest rates have been at their lowest in many years. There are some people that couldn't refinance for many reasons...
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Four mortgage loan myths

You have decided to buy a home or maybe refinance your mortgage and you started looking around the internet.  You may have found some information that is confusing or you...
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Home Improvement Financing- Many Options, Even If You’re Underwater

You need to get work done, but you don't have a pile of cash sitting in the garage. A home equity line of credit may get you the best house...
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Watch your credit score

Your credit report is just one of the areas lenders will look at when you are buying a home, but it is a very important piece of the puzzle.  If...
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Keeping a budget when buying a home

You have decided it's time to buy a home, interest rates are great, home prices are great and you are financially ready to buy!  Now what?  How do you figure...
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FHA mortgages

Recently there have been several questions on FHA mortgages, so I decided to do a quick update on FHA loans!  FHA has had several changes in the last year or...
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Sharon and John Hensrud

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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.