Financing

Are you buying a townhome – or is it a condo?

In the Minneapolis/St Paul area, there are lots of townhomes and condos for sale.   The most important thing for you to know when you are buying one is if...
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Is it a good idea to help your child buy a home?

The number of first-time homebuyers has declined in recent years. Often the hardest part of the process is coming up with the down payment and credit approval to buy.  Gift...
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Struggling for money for a down payment? Is a gift possible?

One of the biggest issues for many when it comes to buying a home is the down payment.  The days of zero down mortgages are gone other than VA and...
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VA mortgages

Since this is the week we celebrate Independence Day, I thought it was a good week to remind everyone that VA loans are a great idea for those that can...
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Reasons to think about using FHA for your mortgage!

FHA mortgages have had a bad reputation lately and there are times that this is the best mortgage for you.  Everyone is different and if you have great credit and...
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First time homebuyer programs

There are several first time homebuyer programs in Minnesota, some are available for the entire state and some are just by county or city.  I just heard about one in...
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Conventional loan basics….

Every so often I hear people comment about needing 20% down to buy a home or that you have to have 20% down to get a conventional loan. These are...
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Everyday tips for homebuyers

Most first time homebuyers use a mortgage to buy a home, so it makes sense to talk to a loan officer before you start your search.  That way you can...
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Sharon and John Hensrud

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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.