It's cold outside but many are thinking about a buying a new home this year. Now is the time to check your credit report and make sure there aren't any...Read More
Last week, the Consumer Financial Protection Bureau’s (CFPB) new qualified mortgage rule went into effect. It is also known as the ability to repay rule. This is designed to help...Read More
Over the last couple of years, there has been a rumor floating around that you need 20% down to get a mortgage. That is a rumor! There are several programs...Read More
Tax season can be a burden for some people but if you own a home, there can be plenty of advantages! The U.S. tax code has several benefits for those...Read More
We know that the Fed has started to taper it's quanitative easing program which has helped keep interest rates lower. So we expect that mortgage interest rates will slowly rise,...Read More
Homeowners' net equity showed record growth nationwide for the 12-month period from third quarter 2012 to third quarter 2013, according to data released by the Federal Reserve. If you are...Read More
The newest phrases or buzzwords in the mortgage industry are "qualified mortgage" and "ability to repay". These are part of the Dodd Frank Wall Street Reform and the Consumer Protection...Read More
The agressive holiday push started by retailers before Thanksgiving and hasn't let up yet! If you are trying to buy a home and have a preapproval, you want to keep...Read More
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