Financing

Buy now with private mortgage insurance or keep saving?

There are many that believe you need 20% down to buy a home, that is not the case but you will need private mortgage insurance (PMI).  What is PMI? Private...
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How much cash do I need to buy a home?

You may be surprised at how much cash you need to buy a home… it could be less than you expect to get a mortgage. But your costs go beyond...
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mortgage rate updates

The Federal Reserve met this week and did not change interest rates.  This was their first meeting in 2017 and the vote was unanimous to keep rates at the current...
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4 tips to help make your dream of owning your own home come true

Dreaming about buying a home but not sure if you even qualify for a mortgage? Below are three tips… and here is a 4th… talk to a lender!! You may...
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FHA fee cut cancelled – at least for now

On January 9th, HUD announced a cut in the annual (monthly) mortgage insurance fee – it was going from .85% to .60% effective with closings on January 27, 2017. It...
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Five ways to improve your financial health

It's the beginning of the year and it's that time where everyone thinks about goals for the new year.  Many are thinking about ways to improve their own health by...
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A quick review for 2017

It's hard to believe that 2017 is here – but it's only days away!  There aren't too many changes for 2017 but here are some things to think about. Mortgage...
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HARP loans extended to Sept 2017

Fannie Mae and Freddie Mac have been participating in a program that allows homeowners to refinance their home even if they are "under water" – meaning the appraised value is...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.