Financing

How do you bring money to closing?

One of the questions I get asked is “do I bring a check to closing?”  There are a couple different answers to this question and it truly depends on the...
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credit score

Buying a home with a lower credit score

For many first time homebuyers, credit scores may be lower than they would like. Younger home buyers may not have a credit history to build a higher score.  Mortgages are...
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signing a contract

Fannie Mae changes!

So while Sharlene was getting the website updated, Fannie Mae made some nice changes!! These changes will help those with student loans or debts paid by other people – which...
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Money for closing – the big question

One of the biggest questions when buying a home is how much money do I need?  It will depend on your down payment and closing costs. For many, you may...
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Getting a mortgage for a rental property

Are you thinking about buying a rental property or maybe buying a new home for yourself and keeping your home as a rental? It happens frequently.  Sometimes a friend mentions...
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debt

Mortgages and student loans……….

Many homebuyers, especially first time homebuyers, are struggling with trying to buy a home and deal with student loan payments. There are many potential buyers that are putting off home...
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Reverse Mortgage Foreclosures… subject to HUD Guidelines 24CFR206.125

I recently encountered a couple different properties that were both being sold subject to HUD Guidelines 24CFR206.125. Huh? What does that mean?! The guidelines are stipulations for the sale of...
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Closing day – what happens?

The day you close on your new home is a big day!  We celebrate birthdays, weddings, graduations – closings should be celebrated too! But it can also be a little...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.