Financing

What you need to know about qualifying for a mortgage (INFOGRAPHIC)

You don’t need a 20% down payment! You don’t need perfect credit! Down payment assistance programs are available! Talk to a lender to see what you qualify for!  
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How much home can I buy?

This is the question I get asked most by homebuyers – especially first time homebuyers.  I usually turn it around a bit and ask them what they are comfortable with...
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What is the difference between “pre-approved” and “pre-qualified”?

Are you looking for a new home? Are you going to need a mortgage? Once you start thinking about buying a new home, it helps to get your finances in...
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No rate change this week from the Fed

The Federal Open Market Committee met this week and as anticipated, left interest rates alone. Mortgage rates had been dropping in September until the past week or so.  In the...
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credit score

The Equifax breach – now what?

There has been a lot of media attention on this breach at Equifax.  Unfortuantely it seems to be happening more and more. My daughter just got a letter in the...
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Four Money Habits That Will Help You Save a Down Payment

Are you ready to buy a home? It is an exciting prospect but can be scary too.  This is probably one of the largest financial transactions you will make.  There...
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Benefits of mortgage insurance…..

The main benefit of mortgage insurance on conventional loans is being able to buy without 20% down.  You can buy a home with as little as 3% down – and...
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What paperwork do I need?

So you decided to apply for a mortgage? Now what do you need?  Sometimes when I talk to clients, they think I need all kinds of information, others want to...
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Sharon and John Hensrud

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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.