With interest rates rising, most people are not thinking about refinancing. However for some, it may make sense. Here are some questions to ask yourself first. -Do I have enough...Read More
Mortgage insurance protects the lender. It lowers the lender’s risk when lending to homebuyers with less than 20% down. There are some people that think it protects the buyer, but...Read More
As interest rates increase, people start thinking about paying points to lower their interest rate. Does it make sense to do that? The answer is sometimes yes, sometimes no. Every...Read More
Mortgage interest rates have climbed over the past couple weeks and it doesn’t look like we will see much correction. Last week the Fed met and didn’t change rates as...Read More
When you apply for a mortgage, the first thing a lender will do is pull your credit report. The report is a valuable tool that gives a lot of information...Read More
So last week the government shut down – granted it was up and running by the end of Monday, but did that affect your loan application? If you are in...Read More
What happens when a friend or family member – maybe one of your children – calls you and asks you to co-sign a loan for them? Typically that question will...Read More
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