Financing

Should you pay points to lower your mortgage rate?

As interest rates increase, people start thinking about paying points to lower their interest rate. Does it make sense to do that? The answer is sometimes yes, sometimes no.  Every...
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How do you know what you can qualify for?

So you have decided you want to buy a new home – now what? How do you figure out what you can qualify for? The easy answer is to talk...
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Mortgage rates – what happened?

Mortgage interest rates have climbed over the past couple weeks and it doesn’t look like we will see much correction. Last week the Fed met and didn’t change rates as...
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Did you put a freeze on your credit report?

When you apply for a mortgage, the first thing a lender will do is pull your credit report. The report is a valuable tool that gives a lot of information...
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Did the government shut down affect your mortgage application?

So last week the government shut down – granted it was up and running by the end of Monday, but did that affect your loan application? If you are in...
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Should you co-sign for someone else?

What happens when a friend or family member – maybe one of your children – calls you and asks you to co-sign a loan for them? Typically that question will...
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Are you buying a home this year? Tips to get it done without problems!

So you have decided that you are going to buy a home in 2018! Great!! Now here are some tips to make sure you get it done and don’t have...
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5 points of potential impact of tax reform bill for homeowners

Here are point that I understand to be primary areas of impact for homeowners from the new tax laws. I am not an accountant. Talk to your tax adviser for...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.