Financing

Why you need a preapproval letter before shopping for a home……..

You have decided you want to move, you are going to buy a home – maybe your first home, maybe a bigger home than you currently have? You know your...
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Homes still more affordable than 1985-2000

Worried that rising home prices will squeeze out affordability? It is not just the price of a home that determines its affordability. The monthly cost of a home is determined...
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Are Lending Standards Too Loose…or Too Tight?

With home values appreciating at record rates, some are concerned that we may be heading for another housing bubble like the one we experienced a decade ago. In fact, this...
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Fed raises rates this week as expected………..

The Federal Reserve’s Open Market Committee met this week and has expected announced that they were raising interest rates by .25%. That was totally expected and priced into most mortgage...
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Do’s and Don’ts when buying a home

When you are buying a home or refinancing your mortgage, there are some important do’s and don’ts! Some may be obvious, others you may not think about. We hear about...
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Student loans, credit scores and mortgages…..

Student loans and mortgages qualifying – the questions that come up! Student loans can affect your credit score, they can also affect how much you can qualify for in a...
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Mortgage interest rates…………..

Have you been following interest rates lately? They have been all over – but unfortunately mostly up.  We expected rates to increase this year, but you always hope it will...
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Today’s housing market is not a repeat of 2006

With home prices increasing this year – and last year – there are many concerned that we may see a repeat of 2006. Today’s market is a lot different than...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.