You have applied for your mortgage, your loan officer collected all your information, now your loan is in processing. What does that mean? What does a loan processor do? It...Read More
There are lots of myths and misinformation about credit scores – some people think it helps their score to carry a balance on credit cards- not really, just costs you...Read More
According to the Minnesota Department of Revenue, “Each spring your county sends you a Notice of Valuation and Classification. Three factors that affect your tax bill are: The amount your...Read More
Owning a home has great financial benefits, but many people continue to rent. Owning a home has been part of the American Dream for many years! Buying a home makes...Read More
Interest rates are still historically low even though they are rising and are projected to be closer to 5% by the end of the year. Your interest rate not only...Read More
One of the most important pieces to the puzzle when it comes to buying a home is your credit. Meet with your loan officer and find out if you have...Read More
With interest rates rising, most people are not thinking about refinancing. However for some, it may make sense. Here are some questions to ask yourself first. -Do I have enough...Read More
Mortgage insurance protects the lender. It lowers the lender’s risk when lending to homebuyers with less than 20% down. There are some people that think it protects the buyer, but...Read More
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