Financing

Mortgage interest rates…………..

Have you been following interest rates lately? They have been all over – but unfortunately mostly up.  We expected rates to increase this year, but you always hope it will...
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Today’s housing market is not a repeat of 2006

With home prices increasing this year – and last year – there are many concerned that we may see a repeat of 2006. Today’s market is a lot different than...
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My mortgage is in processing, what does that mean?

You have applied for your mortgage, your loan officer collected all your information, now your loan is in processing. What does that mean? What does a loan processor do? It...
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Credit Myths

There are lots of myths and misinformation about credit scores – some people think it helps their score to carry a balance on credit cards- not really, just costs you...
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My Property Taxes Increased, But I Disagree With the Assessed Value. Now What?

According to the Minnesota Department of Revenue, “Each spring your county sends you a Notice of Valuation and Classification. Three factors that affect your tax bill are: The amount your...
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Not owning a home can cost you money!

Owning a home has great financial benefits, but many people continue to rent. Owning a home has been part of the American Dream for many years! Buying a home makes...
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How your purchasing power changes by interest rate

Interest rates are still historically low even though they are rising and are projected to be closer to 5% by the end of the year. Your interest rate not only...
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Credit Issues? Keys to successful home financing!

One of the most important pieces to the puzzle when it comes to buying a home is your credit. Meet with your loan officer and find out if you have...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.