Financing

FHA mortgage changes

Over the past couple of years, FHA has changed some of their guidelines – some better, some worse.  For some buyers, this will make a difference in whether they can...
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Getting the best mortgage lender

There are all kinds of options for mortgages – your current bank, mortgage bankers and brokers, some are online and some have offices in your area. What’s best for you?...
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USDA mortgages

Are you looking for a home in a small city, maybe a home out in the country? A USDA mortgage might be perfect for you! USDA or rural development mortgages...
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VA loans!

Whenever we have a holiday like July 4th or Veteran’s Day or Memorial Day, it reminds me that we always need to say thank you to those that serve our...
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Can you buy without selling your home?

These are questions many people ask – what are the options when I want to buy a new home? Do I have to sell first? Should I sell first? What...
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What causes mortgage rates to change?

Mortgage rates change on a daily basis, sometime very little, sometimes a lot! By the time we truly know what is going to happen, it’s already happened! Rates depend on...
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How do you bring money to closing?

One of the questions I get asked is “do I bring a check to closing?”  There are a couple different answers to this question and it truly depends on the...
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credit score

Buying a home with a lower credit score

For many first time homebuyers, credit scores may be lower than they would like. Younger home buyers may not have a credit history to build a higher score.  Mortgages are...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.