Financing

Is it time to buy a second home?

I have had a couple calls recently from clients that are thinking about buying a vacation home.  Maybe it's a good time to think about that!  Interest rates are great,...
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Changes for MN Housing programs

Minnesota Housing has announced some changes to their programs.   One of the changes that will help people affects the pricing for MN Housing loans. Both FHA and conventional loans...
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Programs to help first time homebuyers

There are some specialty programs geared towards first time homebuyers and some will also help those that are trying to buy their second or third home!  Some of these programs...
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Don’t qualify to buy on your own? What about a non-occupant co-signer?

There are many reasons you may not qualify for a mortgage on your own, but a common one is insufficient income. Student loans can tip you over the debt load...
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Can you buy a home after a bankruptcy?

I have had several people ask about buying a home after a bankruptcy or a foreclosure.  I have also had people think that they could never buy a home due...
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Yay, your financing is approved… but don’t go on vacation or buy new furniture yet!

It's easy to think that once you get your financing approval you are done… but wait! Changing your financial picture in any way could change your approval… and yes, they...
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Brexit… the impact on mortgage rates one month later

from Keeping Current Matters Just over a month ago, the United Kingdom decided to withdraw from the European Union in a decision commonly known as Brexit. At that time there...
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My appraisal is low, now what?

With home prices increasing, what happens when the home doesn't appraise high enough?  What options do you have? A home appraisal is done by licensed professionals to determine a home's...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.