The HomesMSP Blog

Federal Housing Administration (FHA) Mortgage Insurance Premiums (MIP)

MIP fees serve the same purpose for FHA mortgages as Conventional Private Mortgage Insurance (PMI) fees serve for Conventional mortgages.  The fees cover some of the losses incurred when mortgagors...
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Wednesdays Unplugged – Roasted Red Pepper Hummus

Enjoy your Wednesday…I’m enjoying mine Unplugged, heading out of town for a surprise birthday celebration this evening so I won’t be cooking today. That happens on occasion. A couple months...
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Balcony Collapse

If you’ve been following the news lately, you’ve probably heard about the recent balcony collapse that left three injured over the weekend.   Just in case you haven’t, a third floor...
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Sunday’s Site – Golden Valley Days

Art & Music Festivals abound in the Twin Cities area throughout the the spring and summer months, and Golden Valley Days is one of the first. Golden Valley is also...
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Closing & the Water Bill

Many people don’t realize that water/sewer service is attached to a property address rather than a person. If there are unpaid gas or electric bills after transfer of ownership, the...
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Removing Private Mortgage Insurance (PMI)

Every time I discuss Private Mortgage Insurance (PMI) with potential homebuyers, the first two questions I’m asked are “Why do we need PMI” and “How long do we have to...
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Wednesdays Unplugged – Pear Salad with Best Balsamic Dressing

Today is my Wednesday Unplugged so I’m relaxing and cooking today…enjoy your day! The recipe I am sharing this week is my family’s favorite salad. The salad fixings are just...
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Preparing to Sell

Assuming you have decided it is time to sell, it’s time to get started with preparations. There are a few people whose homes are in condition to put on the...
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Sunday’s Site – Bloomington Art Center

There are so many Arts & Entertainment opportunities available in the Twin Cities area that it’s hard to find a day when choices…ranging from professional to amateur, pricey to free…aren’t...
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PODS (Portable on Demand Storage)

You want to make your home look as clean and clutter-free as possible when you stage and prepare it for sale. When someone stages their home, it typically leaves a...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.