Financing

VA Loans

Since Monday was Memorial Day, I thought I would say thank you to all those that have served our country and remind them that VA mortgage loans are a benefit for...
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Mortgage rates are lower than they have ever been!

Over the last couple of weeks we have seen mortgage interest rates drop to levels never seen before for conforming loan amounts!  FHA loans also have very low interest rates. ...
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Home Buying Process

One of the first steps in buying a home is getting a mortgage preapproval.  It's important to know what type of mortgage you are approved for and how much it is. ...
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Back to basics…

Over the last couple of years the mortgage industry has made several changes and most of them have made our life a little more difficult.  For those of us that...
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Historic Mortgage Interest Rates

Are mortgage rates really as low as all the hype? See for yourself in this chart of average annual interest rates on 30-year fixed rate mortgages since 1971… data from...
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More mortgage changes coming..!!!

Actually some of these changes may be good ones!!!!  It's the ongoing changes in the mortgage world!! The Housing Financial Services Committee has approved a bill that would give the...
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FHA or conventional mortgage???

Which makes more sense for you as a buyer? FHA or conventional?  Everyone is a little different and with the higher upfront mortgage insurance required by FHA, it pays to...
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Mortgage insurance options

Conventional mortgage loans require mortgage insurance if you do not have at least 20% down.  Over the last few years it has become very common to pay monthly mortgage insurance...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.