Financing

203K Rehab loans

Anyone looking for a home these days knows that there are many homes that need some work.  If you find a home that you like, but it needs work, one...
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Mortgage documentation!

To qualify for a real estate mortgage, you have to be able to verify income, credit, assets and collateral.  Over the last few years, all we really needed was a...
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Down Payment Assistance Resource

Did you know there are millions of dollars available for down payment assistance for first-time homebuyers through government funded programs? The problem is often finding the right programs to match with buyers...
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Fannie Mae changes after a foreclosure

Fannie Mae has annouced changes for borrowers that have a foreclosure or a short sale.  Due to the new changes with Fannie Mae, it is very important that current homeowners...
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Mortgage interest rates at all time lows!

Over the last few months we have heard rates are going to go up – it's just a matter of time.  None of us expected to see interest rates stay...
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Tax credit extension – UPDATED!

When the first time homebuyer tax credit was extended last November, Congress modified it so that the home buyer had to have a purchase agreement accepted by April 30, 2010...
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Homeowners Insurance

Your home is probably the most valuable asset you will own, so you want to protect it with adequate insurance.  The basic homeowner insurance policy covers against damage from thunderstorms,...
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Credit reports and underwriting – Is your loan clear to close? Maybe, maybe not!

Just when you think you are ready to close on your home, mortgage companies now may pull a new credit report.  Fannie Mae has come out with a Loan Qualify...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.