This is something that keeps coming back and is very important. Your credit score will allow you to either get the best rates possible (scores over 740) or maybe not...Read More
When I talk to clients that are thinking about buying a home, one of my first questions to them is: "What are you comfortable with for a house payment?" The...Read More
Fannie Mae has come out with new changes for conventional loans starting in December 2010. Some lenders may start requiring these changes prior to December. One of the requirements that...Read More
We are back to basics when it comes to mortgage underwriting. Lately it seems like underwriters are asking for things we haven't needed in a few years!! To make it...Read More
It seems like it was yesterday that I was able to update everyone and tell you that the USDA Rural Housing program was back. It's gone again!!! We were notified...Read More
The Federal Reserve board met this week and voted to leave rates unchanged for the 7th meeting of this year. In their comments, they said the economic growth has slowed, household spending...Read More
Lately I have noticed that quite a few people have been visiting an old post comparing interest rates and monthly payments. That post was from March 2009, when rates were...Read More
With all the changes going on with mortgages, especially FHA, it's a good time to look at the differences and see which one might be better for you. Both are...Read More
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