Financing

2013 and what direction are interest rates heading?

I hope everyone had a wonderful holiday season and wow – it's 2013!!!!  So what's going to happen this year?  Are interest rates going to go up, stay the same? ...
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How much home can I afford?

This is a question that I get asked a lot – sometimes it's more of "how much can I qualify for?"  Everyone is different and how much you can afford...
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What do you need to know to buy your first home?

Buying your first home is exciting but can also be very scary!!  People have different reasons for wanting to buy a home from needing a place to live to wanting a...
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New Dakota County Homebuyer Program

Dakota County is starting a new first time homebuyer program.  It is a fixed, low interest mortgage financing loan program along with a Mortgage Credit Certificate and up to $10,000...
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FHA changes coming for 2013

FHA has announced changes coming for 2013.  There are two major changes that will affect home buyers. The first is HUD's plan to increase the annual mortgage insurance premiums paid...
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MN Housing Program Changes

Minnesota Housing has announced several changes to their program effective December 18, 2012.  The major changes include a program for move up buyers and two options for down payment assistance....
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VA Loans

Since this week was Veteran's Day, I thought it was a great time to talk about VA mortgages.  VA home mortgages are one of the two mortgages left that are...
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Interest rates after the election

Monday the bond market was quiet, Tuesday it got worse as the election went on.  The bond market and stock market were watching the election and positioning themselves just in...
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Sharon and John Hensrud

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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.