Financing

Compare closing costs and interest rates!

When you are buying a home or refinancing it always pays to compare costs.   I have seen clients that have talked to big banks and small mortgage companies.  The numbers...
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Should you refinance your home?

Mortgage rates have been at historic lows for awhile now.  The Fed has said they are going to keep rates low for an extended period of time.  The question is...
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Buy a home with little or no down payment!

With interest rates and home prices as low as they are, it is a fantastic time to buy a new home!  So why isn't everyone buying a home?  One of...
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First time homebuyer programs

Minnesota has a few first time homebuyer programs, but the most popular is through Minnesota Housing.  MHFA offers a program with a lower interest rate and you can also qualify...
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FHA 203K mortgages

Several of my clients have been looking at homes that need work – an FHA 203K mortgage can be just what they need!  It allows you to buy a home...
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Keeping your credit score high when looking for a home

Once you decide to buy a home, you need a mortgage approval.  That means your lender needs to pull your credit report.  Oh no – that means a mortgage inquiry...
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Buying in Minneapolis? $15,000 down payment assistance funds available

For a limited time, Neighborhood Housing Services of Minneapolis is administering NeighborhoodLIFT… a down payment assistance program that provides $15,000 to elgible homebuyers purchasing a home within the city limits...
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What is happening to mortgage rates?

In the last month we have seen a small increase in mortgage interest rates and in the last week, there was a small drop again!  It's very difficult to predict...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.