The housing market is moving fast and some homebuyers are getting lost! I have had several clients get a little frustrated over the last couple months as homes are flying...Read More
Buyers and sellers alike are often confused by 'seller paid closing costs'… what are they, exactly? First, let's look at what closing costs are in general. Both buyer and seller...Read More
There are many different options for mortgages available but some people think that you need 20% down – or more! While there have been many changes over the last couple...Read More
The Fed (Federal Open Market Committee) met this week and released their statement yesterday. The mortgage bond market immediately reacted with interest rates getting slightly worse (again)! The Fed didn’t...Read More
If you have been watching interest rates over the last year, you have seen some of the lowest rates ever! However if you have not paid any attention in the...Read More
The easy answer is yes. There are underwriting guidelines based on the specific program (FHA, VA, conventional, USDA) that every lender has to follow. Each program has underwriting manuals that...Read More
Over the last few years, we have seen home prices drop and appraisals have been frustrating - especially for those trying to refinance. Now we are looking at home prices rising...Read More
Sometimes what seems really easy, isn't! One of the requirements in underwriting your mortgage approval is the verification of assets. Simple, right? Not always. We need to verify where your...Read More
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