There are many different options for mortgages available but some people think that you need 20% down – or more! While there have been many changes over the last couple...Read More
The Fed (Federal Open Market Committee) met this week and released their statement yesterday. The mortgage bond market immediately reacted with interest rates getting slightly worse (again)! The Fed didn’t...Read More
If you have been watching interest rates over the last year, you have seen some of the lowest rates ever! However if you have not paid any attention in the...Read More
The easy answer is yes. There are underwriting guidelines based on the specific program (FHA, VA, conventional, USDA) that every lender has to follow. Each program has underwriting manuals that...Read More
Over the last few years, we have seen home prices drop and appraisals have been frustrating - especially for those trying to refinance. Now we are looking at home prices rising...Read More
Sometimes what seems really easy, isn't! One of the requirements in underwriting your mortgage approval is the verification of assets. Simple, right? Not always. We need to verify where your...Read More
Since the beginning of 2013, mortgage interest rates have been slowly moving upward. Not a lot and not everyday, but the trend is definitely upward. No one expected rates would...Read More
So you have decided that this is the year to buy a new home – wonderful!! There are a few things that will make this a little easier! First decide...Read More
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