Financing

My Community Programs – Conventional loans

FHA has been a very popular program but with the recent changes, it is losing it's popularity!  The monthly mortgage insurance premium is now 1.35% and as of June 1, 2013,...
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VA mortgages

As we celebrate the 4th of July, what better mortgage to talk about than VA mortgages?  VA loans are one of the best mortgages available for homebuyers, they offer zero...
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Mortgage rates continue higher

It has definitely been a brutal month for those watching mortgage interest rates.  With the economy moving along and the Federal Reserve talking about when they might stop their quanitative...
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Are appraisals finally catching up with sales?

Appraisals have been an issue since the market downturn… first because values were dropping, then because there weren't enough recently sold comparable properties to establish value. Now, as values are...
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First time homebuyer programs

There are several different first time homebuyer programs available.  If you are buying a home and not sure where to start, ask your loan officer.  Most first time homebuyers will...
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Back to the basics…..getting a preapproval

Since it seems like homes are flying off the market, what do you need to have for a preapproval?  It's back to the basics compared to a few years ago. ...
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Helping you get your purchase agreement accepted!

As homes continue to fly off the market, what can you do to stand out in multiple offers?  This spring the housing market has picked up and I am seeing...
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Rates are going up – how much do you still qualify for?

In the last month, we have seen rates jump up – especially in the last week.  In the last month mortgage rates have increased by about .50%.  We haven't seen...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.