When you own a home, you need to pay your mortgage (prinicpal and interest) and also your property taxes and homeowners insurance. Your payment is made up of PITI (principal,...Read More
For those looking to buy a home, be prepared for multiple offers! This week I had 3 buyers have their purchase agreements accepted – all were part of multiple offers. ...Read More
How do you know if you have locked in your mortgage interest rate? The easy answer is your loan officer should send you a lock letter that you need to...Read More
Traditionally FHA mortgages were used to help first time home buyers with non-traditional credit backgrounds. However FHA mortgages have increased in popularity over the last few years. The low 3.5%...Read More
In the past few weeks I have met with several clients that thought their credit score was better than it was. In most cases they were still able to buy...Read More
A few weeks ago I wrote about how I was encouraged by an appraisal I was concerned might come in under sale price, but didn't… took it as a good...Read More
FHA has been a very popular program but with the recent changes, it is losing it's popularity! The monthly mortgage insurance premium is now 1.35% and as of June 1, 2013,...Read More
As we celebrate the 4th of July, what better mortgage to talk about than VA mortgages? VA loans are one of the best mortgages available for homebuyers, they offer zero...Read More
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