Financing

Removing Private Mortgage Insurance (PMI)

Every time I discuss Private Mortgage Insurance (PMI) with potential homebuyers, the first two questions I’m asked are “Why do we need PMI” and “How long do we have to...
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VA financing

When a veteran has less than a 20% downpayment available, a Veterans Administration (VA) guaranteed mortgage is often an excellent choice.  For many years, conventional financing options were so favorable...
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Buy now or wait?

When to purchase a home, is one of the most common concerns homebuyers have in today’s market.  The decision must be yours, but here are some things I suggest you...
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FHA financing

When someone has less than a 20% downpayment available, a Federal Housing Administration (FHA) insured mortgage is often an excellent choice.  For many years, conventional financing options were so abundant...
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Fixed Rate or Adjustable Rate Mortgage?

When people come to me for their mortgage, they have often already made their decision between a Fixed Rate and Adjustable Rate Mortgage (ARM).  These are some of their comments:...
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Qualifying for your mortgage

After reading recent news articles, many prospective homebuyers are surprised how easy it is to qualify for home financing today.  It’s the job of a loan officer to help you...
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The value of a good credit score.

A good credit score has always been important, but today it’s more valuable than ever. In the past, if you were getting a mainstream conforming conventional mortgage (not sub-prime), the...
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It’s a great time to buy a home.

There have been many mortgage guideline changes in recent months, but there is currently money available at relatively low, fixed interest rates for those homebuyers who want to take advantage...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.