Buying a Home

How to lower your debt to income ratio….

When you apply for a mortgage, your lender will examine your overall financial health. They will obtain a credit report, ask for proof of income, and calculate your debt-to-income (DTI)...
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Super Real Estate Agent… 15 years in a row

The Super Real Estate Agents list is compiled yearly by Twin Cities Business and Mpls.St.Paul Magazine.All Super Real Estate Agents have been evaluated based on overall client satisfaction and whether a consumer would highly recommend them to...
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4 Home Binder Printables for Any Stage of Homeownership, and How to Set up the Binder

Looking for a better way to organize your home? Try making a home binder with these 4 printables for any stage of homeownership.
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Searching for Saunas… homes for sale with saunas

When I read in this Sunday’s Star Tribune that “Minnesota has become the epicenter of a sauna revival” it resonated with me. My sister-in-law is Finnish, and a sauna has always...
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Thinking about buying? Download your free copy of Things to Consider When Buying a Home Winter 2023

There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles were the limited number of...
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Why iBuyers like Opendoor are facing big challenges in 2023… how they are different from “We Buy Houses” companies

“We Buy Houses” companies Companies that buy homes directly from sellers for cash have been around for a long time. They typically promise quick, all-cash offers and ultra-fast closings, some...
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Weekly real estate update 12/23/22… what makes a house a home

Pending sales are again higher than new listings as we end the year thinking more about holiday and family celebrations than listing homes for sale. It is encouraging, however, that...
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What to expect in 2023?

As 2022 ends, we look forward to 2023 and hope the mortgage world is a little calmer than it was in 2022! There are a few things to look for...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.