By

Leslie Vanderwerf

How you do eliminate mortgage insurance?

Do you have a conventional loan with mortgage insurance? Once you get to 80% of the original purchase price, you can look into eliminating that payment! If you have an...
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What is PMI?

What is private mortgage insurance? Why do you need it? Freddie Mac defines private mortgage insurance (PMI) as an insurance policy that protects the lender if you are unable to...
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What affects your credit score?

You know you want to buy a home, you know you should watch your credit, but what to do? There are a few things that can affect your credit report...
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What is the best home loan option for you?

As a homebuyer, there are many options for your loan. Everyone is different – the best option for you may not work for someone else.  There are many factors that...
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VA mortgages

Since we just celebrated Memorial Day, I thought it was time to talk about VA loans. Here is a quick picture showing the requirements for VA loans – this gives...
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Are you thinking about buying an investment property?

Buying real estate can be a great investment, whether it’s your primary residence, a second home or an investment property. Maybe you want to buy a home, fix it up...
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Tips for a competitive offer!

You found that perfect home! You can’t wait to make it your own – but first, you need to get your offer accepted!! With today’s competitive market, many buyers are...
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Preapproved vs Prequalified

What’s the difference between a preapproval and a prequalification? You were told you were approved for a home -does it matter? A prequalification is basically a conversation between you and...
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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.