By

Leslie Vanderwerf

How much do you need for a down payment?

Many buyers think you need 20% down and that is not true. You can buy a home with a conventional loan with as little as 3% down. So what is...
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The emotional benefits of home ownership………..

When I first saw this post on one of our blogs, it reminded me of one of the questions I ask in a first time homebuyer class. When I start...
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Mortgage update……..

The last few months have been a roller coaster when it comes to mortgage rates. Unfortunately the roller coaster seems to be going up more than coming down! However, last...
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VA Loans

What are the Benefits of a VA Loan? Believe it or not, buying a home doesn’t always require a traditional 20% down payment. If you’re a current or former member...
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November Fed meeting…………

As expected, the Fed raised the Federal Funds rate by 75 bps. So the rate that banks borrow overnight is now 3.75-4%. In the beginning of this year it was...
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Do you qualify as a first time homebuyer?

First time homebuyers can get access to special home loan programs and down payment assistance that repeat buyers may not. If you have never owned a home before, you will...
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Four things that help determine your mortgage rate

With interest rates at their highest levels in about 20 years, getting the lowest possible interest rate is important! There are a few ways you can help to lower your...
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Should you buy now or wait?

The Cost of Waiting for Mortgage Rates To Go Down Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if...
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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.