Do I need 20% down payment for a home?

Do I Really Need a 20% Down Payment to Buy a Home? Is the idea of saving for a down payment holding you back from buying a home right now?...
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Why are mortgage rates going up?

  The beginning of 2021 saw rates drop a bit – the average 30 yr fixed rate fell to about 2.625% according to Freddie Mac. But it was short lived....
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Two mid-century moderns sold in one week… both designed by renowned architects!

There is a grave shortage of homes for sale in the Twin Cities, including mid-century-moderns. This past week we hit the mother-lode when two of my buyers were awarded the...
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Buying a home in 2021? Here are some tips to get it done.

Are you thinking this is the year to buy a new home? Here are some tips to make it a little easier and also some things to know so you...
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Who pays the closing costs?

Who pays closing costs? Does the buyer pay them or the seller? Typically the seller and buyer pay their own closing costs. However it is very common for the buyer...
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2021 Conforming loan limits

The Federal Housing Finance Agency came out with the new loan limits for conforming conventional loans for 2021. The last couple years the numbers seemed to have jumped a lot...
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Yummy Salad for Thanksgiving!

Crispy Brussels Sprouts Salad with Citrus-Maple Vinaigrette, doesn’t the name alone make you think of Fall? This recipe was published in Country Living Magazine and the Citrus-Maple dressing fits in...
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Our weekly HomesMSP Update includes current local market information and a curated list of mid-century modern properties for sale, plus posts from an inspector, a lender, a stager, info about neighborhoods, life in the Twin Cities… even recipes!


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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.