By

Leslie Vanderwerf

What will happen to mortgage rates this week?

Mortgage interest rates will be volatile this week – there is a lot going on that can affect rates quickly.  The Federal Reserve Board met this week and issued their...
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Four Mortgage Mistakes to Avoid

Congratulations!!  Your purchase agreement was accepted by the seller, now life should be easy!! Or will it?  For some people the mortgage process can be very easy – or at...
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Are you buying a townhome – or is it a condo?

In the Minneapolis/St Paul area, there are lots of townhomes and condos for sale.   The most important thing for you to know when you are buying one is if...
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Struggling for money for a down payment? Is a gift possible?

One of the biggest issues for many when it comes to buying a home is the down payment.  The days of zero down mortgages are gone other than VA and...
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VA mortgages

Since this is the week we celebrate Independence Day, I thought it was a good week to remind everyone that VA loans are a great idea for those that can...
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Reasons to think about using FHA for your mortgage!

FHA mortgages have had a bad reputation lately and there are times that this is the best mortgage for you.  Everyone is different and if you have great credit and...
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First time homebuyer programs

There are several first time homebuyer programs in Minnesota, some are available for the entire state and some are just by county or city.  I just heard about one in...
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Conventional loan basics….

Every so often I hear people comment about needing 20% down to buy a home or that you have to have 20% down to get a conventional loan. These are...
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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.