By

Leslie Vanderwerf

How can student loan debt affect your mortgage qualification?

Student loans are a big deal these days!  Most people going to college are taking out at least some student loans.  In 2013, the average student that used student loans...
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You are getting divorced – now what to do about your home?

Over the last couple of years, many people have been refinancing and lowering their payment.  For others that are going through a divorce, they may need to refinance and it...
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How much home should you buy?

You are qualified for a new home!  How exciting!!  Should you buy a home for as much as you can?  Home values have been increasing, will they continue to?  ...
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Help get your mortgage closed quickly!

With mortgage rates as low as they are and with the real estate market picking up quickly, many lenders are working at max capacity!  What can you do to help...
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Fed met this week – economic update

The Federal Reserve board met this week and left interest rates alone, which was expected given the current economic reports. A variety of factors influenced mortgage rates over the past...
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How to turn your mortgage approval into a denial quickly

Mortgage approvals take time, typically at least 30 days up to 45 days.  When you first meet with your loan officer, you will get an approval based on the information...
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How to pay off your mortgage early!

There are lots of different ways to pay off your mortgage early. Some take discipline from you, some don't. One idea- if you refinance your home to a lower payment...
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Credit card mistakes that can affect your mortgage approval

You have been saving money, making your payments on time and thinking about buying  a new home…you should be ready to go.  You meet with your loan officer and find...
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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.