By

Leslie Vanderwerf

Today’s housing market is not a repeat of 2006

With home prices increasing this year – and last year – there are many concerned that we may see a repeat of 2006. Today’s market is a lot different than...
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My mortgage is in processing, what does that mean?

You have applied for your mortgage, your loan officer collected all your information, now your loan is in processing. What does that mean? What does a loan processor do? It...
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Credit Myths

There are lots of myths and misinformation about credit scores – some people think it helps their score to carry a balance on credit cards- not really, just costs you...
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Are you house poor?

What is the definition of “house poor”? Some might think it means a small house – maybe very few bedrooms, smaller than you need. What we really mean is buying...
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Tips to help you submit a winning offer!

The real estate market has been a bit crazy this year – I am not sure if I have ever seen this many multiple offers and of course all we...
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Not owning a home can cost you money!

Owning a home has great financial benefits, but many people continue to rent. Owning a home has been part of the American Dream for many years! Buying a home makes...
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Credit Issues? Keys to successful home financing!

One of the most important pieces to the puzzle when it comes to buying a home is your credit. Meet with your loan officer and find out if you have...
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Four questions to ask yourself before refinancing…..

With interest rates rising, most people are not thinking about refinancing. However for some, it may make sense. Here are some questions to ask yourself first. -Do I have enough...
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Sharon and John Hensrud

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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.